Unit Link Deposit is a new investment opportunity that allows you to improve the return on your capital while benefiting from all the advantages of a fixed deposit. You can place your deposits in multiple units with fixed terms which allow you to benefit from appreciable returns and withdraw a unit prior to its maturity period, without any penalty.
Your capital grows
Features
- Term: 12 months (min) and 120 months (max)
- Minimum Deposit amount: Rs 100,000 (equivalent to 1 unit)
- Minimum tenure before any unit encashment: one year
- Maximum number of premature withdrawals before maturity: Three
- Interest Payout Frequency: Yearly or at maturity
- Documents to be submitted:- Identity Card, Birth Certificate, Marriage Certificate, Recent CEB/CWA/Telecom Bill or Bank Statement (< 3 months)/IBAN
Interest Rate
|
Period |
At Maturity (%) |
Yearly (%) |
|
12 |
3.00 |
3.00 |
|
24 |
3.80 |
3.55 |
|
36 |
4.35 |
4.10 |
|
48 |
4.85 |
4.60 |
|
60 |
5.10 |
4.85 |
|
72 |
5.25 |
5.00 |
|
84 |
5.40 |
5.15 |
|
96 |
5.60 |
5.35 |
|
108 |
5.65 |
5.40 |
|
120 |
5.70 |
5.45 |
 (linked to Key Rate)
Features
- Term: 12 months (min) and 120 months (max)
- Minimum Deposit amount: Rs 100,000 (equivalent to 1 unit)
- Minimum tenure before any unit encashment: one year
- Maximum number of premature withdrawals before maturity: Three
- Interest Payout Frequency: Yearly or at maturity
- Documents to be submitted:- Identity Card, Birth Certificate, Marriage Certificate, Recent CEB/CWA/Telecom Bill or Bank Statement (< 3 months)/IBAN
Interest Rate
|
Period |
At Maturity (%) |
Yearly (%) |
|
12 |
3.00 |
3.00 |
|
24 |
3.80 |
3.55 |
|
36 |
4.35 |
4.10 |
|
48 |
4.85 |
4.60 |
|
60 |
5.10 |
4.85 |
|
72 |
5.25 |
5.00 |
|
84 |
5.40 |
5.15 |
|
96 |
5.60 |
5.35 |
|
108 |
5.65 |
5.40 |
|
120 |
5.70 |
5.45 |
 (linked to Key Rate)
