• Proof of identity 
  • Birth certificate, national identity card and marriage certificate for borrower and spouse and/or co-applicants/usufruct owners/guarantors and those holding a right in the property and power of attorney for those residing abroad and divorce certificate (wherever applicable)  
• Proof of income 
  • Salaried clients should produce their: 
    1. last salary slips, and 
    2. Bank statements 
  • For both (1) and (2) we will need the documents for the 6 months preceding the loan application.
  • Self-employed clients should produce their bank statements (12 months) and evidence of business practice.
• Other documents 
  • title deed of property
  • memo of survey & site plan
  • location plan
  • development and building permits
  • 2 copies of the plan of the house to be constructed
  • proof of employment
  • your last PEL receipt